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CrossRoads Financial FCU will be closed on Thursday, November 27, 2008
Current News Items:
New Branch - Winchester
Star Card Info
Message from Janet Bantz
Visa Gift Cards
TravelMoney Cards
Holiday Closings
| New Location Coming Soon! |
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A recent groundbreaking ceremony was held for the new CrossRoads Financial Federal Credit Union branch office in Winchester. The new office will be located next to the Moose on N. County Road 100 East.
President/CEO Janet Bantz said, weather permitting, the office will be open January 2009. The new 1,800 square foot facility will offer full service with an ATM, two drive-up windows, three inside member service stations, coffee bar, kids play area, conference room and office space for management and loan officials.
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Star Card |
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Beginning in February 2009 all ATM Star Cards will be upgraded to the ATM/Debit Card.
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| A message from Janet Bantz, President/CEO |
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Dear Credit Union Members:
In recent weeks, many difficulties in the financial world have been brought to light, and this has caused many of you to ask questions abut your own situation and your deposits at CrossRoads Financial FCU. Fortunately, I have strong answers to your safety and soundness questions.
First, CrossRoads is federally insured by a fund that is backed by the full faith and credit of the U.S. government called National Credit Union Administration (NCUA) Insurance Fund. NCUA is funded by all federally insured credit unions. The insurance fund covers deposits at least up to $250,000 per account, with additional coverage of up to $250,000 for IRA accounts.
Secondly, CrossRoads is very healthy with a strong balance sheet. We are very well capitalized with a capital to asset ratio of 11.9% on August 20, 2008, well above the regulation's minimum requirement. And, we have steered clear of all the sub-prime mortgage lending that is creating many problems in the financial markets.
I invite you to come in, call me, or email me to discuss further any of your questions or concerns. I can be reached at 260-726-2142, extension 23, or janetb@crossroadsfcu.org.
Sincerely, Janet Bantz, President/CEO
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Visa Gift Cards
Visa TravelMoney Cards |
 
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Visa Gift Cards
Shopping for a gift?? CrossRoads members look no further! You'll find prepaid Visa Gift Cards to meet your needs at all CrossRoads locations. Give the gift your special person will appreciate --- one good for purchases anywhere Visa is accepted. Give $25 to $500 and pick it up at our offices in Dunkirk or Portland! Cards are good for 18 months and assistance is available 24/7. Cost for a Visa Gift Card is $5.00.
Visa TravelMoney Cards
Going on Vacation?? The new Plastic Travelers Cheque can be found at CrossRoads. The Visa TravelMoney Card can handle $250 to $9,999 and can be reloaded over 24 months. Use the card for purchases or cash at an ATM --- PIN and signature protected. Pick up your Visa TravelMoney Card at CrossRoads for a fee of $10 and reload your card for only $5.
Questions??? Call 260-726-2142 765-768-6554 260-729-5100 or Email Beverly.
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| Watch out for Fraud |
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A large number of scams have been reported, many involving items sold on the Internet. If a potential buyer sends you or someone you know a cashier's check or money order for more than that purchase price, beware! The scammer, your potential buyer, then requests that the excess money be sent back to him by check or wire. A few days later the seller, you, finds out that the cashier's check you received is not good.
If you fall for this scam and send the excess amount back to the potential buyer, you are out the money! You may then have to pay a large amount back to the financial institution where you deposited the cashier's check or money order.
Stop before you become a victim.
If you feel you could be the victim of a scam notify your local police department as well as CrossRoads Financial FCU at 260-726-2142, 260-729-5100, 765-768-6554, or email askus@crossroadsfcu.org.
Scammer Summary:
1. Pays you more that the product is worth, then asks for the difference.
2. Does not care about the product, just the transaction.
3. Many scammers are from other countries.
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Holiday Closing
Schedule |
We will be closed on
the following days: |
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Thursday, November 27, 2008
Thursday, Debember 25, 2008
Thursday, January 1, 2009
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Have a question?
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