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| Hey Kids, Tune In! |
Kids age 6 to 12 learn in a fun and memorable way about financial literacy,
fiscal and social responsibility, work readiness and entrepeneurship. Kids
of all ages will benefit from watching Biz Kid$. Share Biz Kid$ wtih your
family and friends. |
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Help our troops call home....FREE!
Cell Phones for Soldiers is a program that keeps our overseas troops connected to their loved ones back home. Want to help? Just donate a used cell phone during your next visit to CrossRoads. Your phone is recycled and the funds will be used to help purchase 60-minute calling cards for soldiers. Go online and visit mygmdiscount.com/phone to learn more...then bring your used phone into our office during your next visit.
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| Online Bill Pay --- New Features |
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BillPay Plus has additional features to satisfy the experienced user!
* Make multiple payments from one screen
* Pay your bills from multiple accounts
* Email Payments
Send money to anyone with an email address and U.S. bank account. Perfect for getting emergency dollars to a college student or repaying a friend for lunch
* Transfer Payments
Make inter-bank fund transfers to personal accounts at other financial institutions
* Set payee and payment amount thresholds
This feature notifies the user if they scheduled a payment to a merchant over the established amount (i.e. Set a payee threshold for not paying the cable company more than $100)
* Payee Categorization
Organize payees by category for easier payment management
* Pending Payment Calendar
This provides a month at a glance pending payment overview. Stop or change a payment from the payment calendar
** AND MUCH MORE!
BillPay Plus is YOUR feature-rich product!
Click Here for Additional Information |
| Protect yourself from scams! |
- Thoroughly research people, organizations or companies that provide financial planning or investment advice, or sell products or services.
- Check your credit report for inaccuracies. You can get a free annual summary from each of the three major agencies. Visit the links page on our website to order from each agency every four months.
- NEVER give personal information -- Social Security number, bank account or other private data -- to any person or organization you don't know. If you have an account with them they already have your information!
- Put your name on the "do not call" list (www.donotcall.gov). Hang up on any conversation in which you are pressured about about a financial service or product.
- Shred or destroy any credit-card offers or other materials that someone could use to pretend to be you.
- Don't give someone money in exchange for a promise to get money. Never spend money to become eligible to win something.
- Assume any get-rich-quick opportunity is fraud.
For more information about fraud, go to www.sec.gov
Source: National Endowment for Financial Education, www.nefe.org
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| Switch Kit |
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Make Your Move To CrossRoads Today!
We offer a valued added Preferred share draft/checking package with a small
monthly fee, or a free share draft/checking account. You are invited to
take advantage of these convenient services designed to take the stress out
of financial management.
Making the move to CrossRoads is easy! Use this Switch Kit form or pick up
a brochure at our office and let us help you save on something important in
your life---your time and money.
Click here for your Switch Kit Form!
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Protect Yourself from Debit Card Fraud
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Love your debit card? Keep in mind that as consumers use it more, thieves are also inventing new ways to steal your account information. Take steps to protect yourself:
- Watch for suspicious devices at restaurants and gas stations, where skimming crimes often occur
- Watch for signs of ATM tampering---loose connections, tape or loose wires
- Stand close to machines as you’re entering your PIN to protect yourself from hidden cameras
- Never let anyone enter your PIN for you
- Review your statements carefully for unauthorized charges.
- Close compromised accounts immediately and change PINs.
If you discover or suspect fraud, call us at 260-726-2142 to report it immediately. Your liability is limited to $50 per card if you report it within two business days. Your liability jumps to $500 if you report loses after two business days. Any loss reported more than 60 days after you receive a statement that includes an unauthorized charge is not valid. You’ll have more protection when you use your card as credit and sign your name than when you use it as debit with your PIN.
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Holiday Closing
Schedule |
We will be closed on
the following days: |
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- Monday, February 20, 2012
- Monday, May 28, 2012
- Wednesday, July 4, 2012
- Monday, September 3, 2012
- Monday, October 8, 2012
- Monday, November 12, 2012
- Thursday, November 22, 2012
- Tuesday, December 25, 2012
- Tuesday, January 1, 2013
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