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Get your statement online!
Both the desktop and browser version of Perfect Teller provide access to the "Get Member Statements" link. You may choose the options to receive online statements in the future not paper statements. Click that option on the desktop version of Perfect Teller or ask your Credit Union representative to set your account up for online statements only.
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Credit Card Authorization and Settlement
Credit Card Authorization and Settlement Services are now available through CrossRoads Financial Federal Credit Union for you. POS Merchant Card Services allows you to focus on your business while they focus on reducing interchange, fraud, funding, and other operational costs of Card Acceptance. Contact us for more information about processing credit card transactions in your business.
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24-Hour ATM
Withdraw cash at all three of our locations, 1102 W Votaw St, 905 N. Meridian St. Branch and in Dunkirk at 18919 St Rd 167 ATM. There are no fees if you use our ATM's. Activity at other owned ATM's receive a $1.00 per transaction fee.
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Visa Debit Card
Access both your share/draft checking and savings accounts with one card. Make purchases without writing a check. Get cash at any ATM from your savings or checking account. No transaction fees when you use one of CrossRoad's three ATM's.
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Access your CrossRoads Visa account online!
Now you have a convenient, secure, and user-friendly way to access your credit card account information. You'll find our online credit card account management service has all the things you need anytime.
You can conveniently and securely:
- check your credit card account balance
- view transactions
- view previous account activity and history
- make member service inquiries on your Visa credit card via e-mail
- make your credit card payments electronically
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To enroll for this service visit the VISA website and follow the instructions. Once complete, you can begin accessing your account. If you have any questions, please call 800-289-5939.
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Alliance One Network
Access surcharge-free ATM's in 38 states through our partnership with Alliance One. In Indiana most credit unions are participants of Alliance one. To avoid unnecessary fees, look for the blue and white Alliance One logo for surcharge free ATM transactions as you travel. Visit Alliance One to search for a particular location or for a complete list of partner ATM's.
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Sybil - Telephone Teller
Your finances are just a phone call away with a computerized telephone teller available 24 hours everyday at no cost. Transfer money, or payments, verify balances, check for drafts/checks clearing your account, and get account or loan information. You can request a pin number or request a Sybil application. You may also pick up a Sybil application at all three CrossRoads Financial Federal Credit Union locations. Complete a Sybil application and then use your touch tone phone and call 260-729-5072 or toll free 888-729-5072.
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CU-at-Home Perfect Teller Internet Banking
Free 24 hour account access with the click of a mouse. It's safe, secure, and convenient. You may request a password. You may also pick up a Perfect Teller application at all three CrossRoads Financial Federal Credit Union locations to enjoy easy online banking. Use your computer to transfer money, make loan payments, view your account history, and print copies of your paid drafts/checks whenever you want! Receive your monthly and quarterly statements online at your convenience.
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Online Bill Pay Fast - Secure - Convenient
Save postage and pay your bills online anytime, day or night! Need to pay your utility bills, medical bills, monthly bills, individual bills or other bills? Yes! And best of all its our gift to you----it costs you nothing. Includes free monthly Email statements.
Its Fast - Secure - Convenient:
Sign on to Perfect Teller and click on Bill Pay to enroll. Complete the information as instructed. Security Key refers to anything you choose. It will simply show up when you first log on to let you know you're in the correct place. One to two days after enrollment you'll receive an email from us when you can begin paying bills!
Ask us if you'd like more information or if you have any questions, please call 866-245-7108. Stop by to pick up your brush buddy after signing up for Online Bill Pay.
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Direct Deposit
Why stand in line? Have your payroll, pension, social security, or any other recurring payment automatically deposited into your account. We offer the flexibility of splitting your deposit into the accounts of your choice, make loan payments, and more! It's a simple process.
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Night Depository
After 8 p.m.? The night deposit at the Dunkirk office is located in the drive-up. To deposit at the Main office go to the first drive-up lane.
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Wire Transfers from the Credit Union
Send money to another financial institution or receive money from another financial institution into your credit union account. Just ask us!
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Overdraft Protection
Protect yourself from overdraft fees with our free automatic overdraft protection transfers. Sign up and you may choose one account from any savings account you keep extra funds in to serve as your overdraft protection. You may also apply for a Draftline loan to serve as protection against overdrafts. Any questions email us.
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National Credit Union Share Insurance Fund (NCUSIF)
Insurance coverage paid for by your credit union and administered by the National Credit Union Administration. NCUSIF is very strong and healthy and consistently exceeds it's target for insurance funds. Most member accounts are insured up to the $100,000 federal limit. Based on your account structure you could be insured for more than $100,000 and backed by the full faith and credit of the United states Government.
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Accidental Death and Dismemberment Insurance
Free basic coverage up to $3,000 provided by the credit union to account holder. Member may choose additional coverage at their expense with premiums withdrawn quarterly from your regular share/savings account.
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Money Orders and Cashier Checks
Available in any amount. You may purchase money orders and sign them or cashier checks and a credit union representative will sign them.
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American Express Travelers Cheques
Travelers Cheques are available as checks for one or checks for two. Many different denominations are available.
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Notary Public
Free service available to members at all offices. Sign your documents in front of our notary public.
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Savings Bonds
You may purchase EE or I Savings Bonds at any of our offices. You may bring in bonds for redemption.
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State Quarter Collection Sets
Collect all 50 states! Sets available at your local CrossRoads Financial Federal Credit Union office. Start collecting now!
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