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Loans | Share Certificates | Share Savings
| LOANS: |
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Effective 07/13/10
Rates are based on credit score, loan approval, and are subject to change.
*APR = Annual Percentage Rate
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Vehicle Loan Type
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Model
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Term
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APR*
as low as
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New
Vehicles, Motorcycles, Boats
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New-2009
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Varies
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4.24%
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Used
Vehicles, Motorcycles, Boats
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2007-2008
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Varies
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4.99%
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2004-2006
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Varies
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5.29%
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2003 & older
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Varies
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7.25%
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Other Loan Type
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Term
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APR*
as low as
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| Personal |
Varies
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8.00%
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| Shares Secured |
Varies
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2.10%
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| Share Certificate Secured |
Varies
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2.00% over certificate rate
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| Visa Preferred |
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8.49% or 10.49%
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| Visa Classic |
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17.99% plus $25.00 annual fee
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| Draftline |
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18.00%
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Home Loan Type
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APR*
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First Mortgage
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Call 260-726-2142 x25 for rates
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Home Equity Line of Credit
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Variable-Prime Rate
For rates call 260-726-2142 x25.
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Go To Loan Application | Go To Loan Calculator | Back to Top
| SHARE CERTIFICATES: |
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Effective 08/7/10 Certificate rates are subject to change.
*APY = Annual Percentage Yield
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Share and IRA Certificate
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Minimum Balance**
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Dividend
Rate
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APY*
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6-Month
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$1,000
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.35%
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.35%
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12-Month
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$1,000
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.60%
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.60%
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24-Month
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$1,000
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1.05%
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1.06%
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36-Month
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$1,000
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1.25%
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1.26%
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48-Month
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$1,000
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1.75%
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1.76%
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| 60-Month |
$1,000
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2.35%
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2.38%
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| PayDay Share Certificate*** |
$1,000
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2.00%
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2.00%
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Go To Savings Calculator | Back to Top
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Savings
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Minimum Balance
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Dividend
Rate
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APY*
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Regular and Special Share**
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$100
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.10%
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.10%
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Money Market Share
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$2,500 - $9,999
$10,000 & over
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0.20%
0.30%
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0.20%
0.30%
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IRA Share
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$0
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0.30%
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0.30%
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Kid's Club**
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$0
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.10%
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.10%
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Christmas and Vacation Club
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$0
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.10%
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.10%
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Fees could reduce earnings on the account.
Rates may change after the account is opened.
**Minimum opening balance is $5
Go To Savings Calculator | Go To Savings Account Application | Back to Top
**Lifesaver Club minimum certificate balance is $500
***Must have payroll deduction or direct deposit. 12 or 24 Month Share Certificate.
A penalty may be imposed for withdrawals before maturity.
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