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Loans | Share Certificates | Share Savings
| LOANS: |
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Effective 9/15/08
Rates are based on credit score, loan approval, and are subject to change.
*APR = Annual Percentage Rate
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Vehicle Loan Type
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Model
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Term
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APR*
as low as
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New
Vehicles, Motorcycles, Boats
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New-2007
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Varies
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4.85%
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Used
Vehicles, Motorcycles, Boats
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2004-2006
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Varies
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4.85%
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2001-2003
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Varies
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6.15%
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2000 & older
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Varies
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8.00%
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Other Loan Type
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Term
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APR*
as low as
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| Personal |
Varies
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8.00%
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| Shares Secured |
Varies
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2.50%
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| Share Certificate Secured |
Varies
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1.75% over certificate rate
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| Visa Preferred |
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8.49% or 10.49%
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| Visa Classic** |
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15.99% plus $15.00 annual fee
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| Draftline |
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18.00%
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**Annual Fee of $15.00
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Home Loan Type
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APR*
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First Mortgage
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Call 260-726-2142 x25 for rates
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Home Equity Line of Credit
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Variable-Prime Rate
For rates call 260-726-2142 x25.
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Go To Loan Application | Go To Loan Calculator | Back to Top
| SHARE CERTIFICATES: |
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Effective 10/01/08 Certificate rates are subject to change.
*APY = Annual Percentage Yield
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Share and IRA Certificate
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Minimum Balance**
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Dividend
Rate
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APY*
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6-Month
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$1,000
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2.55%
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2.58%
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12-Month
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$1,000
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2.70%
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2.73%
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24-Month
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$1,000
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2.90%
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2.94%
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36-Month
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$1,000
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3.10%
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3.14%
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48-Month
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$1,000
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3.25%
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3.30%
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| 60-Month |
$1,000
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3.60%
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3.66%
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| PayDay Share Certificate*** |
$1,000
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4.50%
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4.50%
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Go To Savings Calculator | Back to Top
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Savings
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Minimum Balance
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Dividend
Rate
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APY*
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Regular and Special Share**
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$100
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.40%
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.40%
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Money Market Share
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$2,500 - $9,999
$10,000 & over
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0.95%
1.35%
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0.95%
1.36%
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IRA Share
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$0
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1.95%
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1.96%
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Kid's Club**
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$0
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.40%
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.40%
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Christmas and Vacation Club
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$0
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.20%
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.20%
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Fees could reduce earnings on the account.
Rates may change after the account is opened.
**Minimum opening balance is $5
Go To Savings Calculator | Go To Savings Account Application | Back to Top
**Lifesaver Club minimum certificate balance is $500
***Must have payroll deduction or direct deposit. 12 or 24 Month Share Certificate.
A penalty may be imposed for withdrawals before maturity.
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