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Rates








  Loans  |  Share Certificates  |  Share Savings


 

LOANS:

Effective 9/15/08
Rates are based on credit score, loan approval, and are subject to change.
*APR = Annual Percentage Rate

Vehicle Loan Type

Model

Term

APR*
as low as

New

Vehicles, Motorcycles, Boats

New-2007

Varies

4.85%

Used

Vehicles, Motorcycles, Boats

2004-2006

Varies

4.85%

2001-2003

Varies

6.15%

2000 & older

Varies

8.00%

 

Other Loan Type

Term

APR*
as low as

Personal

Varies

8.00%

Shares Secured

Varies

2.50%

Share Certificate Secured

Varies

1.75% over certificate rate

Visa Preferred

 

8.49% or 10.49%

Visa Classic**

 

15.99% plus $15.00 annual fee

Draftline

 

18.00%

**Annual Fee of $15.00

Home Loan Type

APR*

First Mortgage

Call 260-726-2142 x25 for rates

Home Equity Line of Credit

Variable-Prime Rate
For rates call 260-726-2142 x25.

 

 

Go To Loan Application  |  Go To Loan Calculator  |  Back to Top 


 

SHARE CERTIFICATES:

                  Effective 10/01/08                                      Certificate rates are subject to change.
*APY = Annual Percentage Yield

Share and IRA Certificate

Minimum Balance**

Dividend 
Rate

APY*

6-Month

$1,000

2.55%

2.58%

12-Month

$1,000

2.70%

2.73%

24-Month

$1,000

2.90%

2.94%

36-Month

$1,000

3.10%

3.14%

48-Month

$1,000

3.25%

3.30%

60-Month

$1,000

3.60%

3.66%

PayDay Share Certificate***

$1,000

4.50%

4.50%

 

Go To Savings Calculator  |  Back to Top


 

Savings

Minimum Balance

Dividend
Rate

APY*

Regular and Special Share**

$100

.40%

.40%

Money Market Share

$2,500 - $9,999
$10,000 & over

0.95%
1.35%

0.95%
1.36%

IRA Share

$0

1.95%

1.96%

Kid's Club**

$0

.40%

.40%

Christmas and Vacation Club

$0

.20%

.20%

Fees could reduce earnings on the account.
Rates may change after the account is opened. 
**Minimum opening balance is $5

Go To Savings Calculator  |  Go To Savings Account Application  |  Back to Top

 


**Lifesaver Club minimum certificate balance is $500
***Must have payroll deduction or direct deposit.  12 or 24 Month Share Certificate.
A penalty may be imposed for withdrawals before maturity.

 


 

 

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