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Loan Conveniences


Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection protects you when your vehicle is totaled and you discover that insurance doesn’t always cover all the costs. This offers protection against financial liability when you finance a new or used vehicle.

GAP may cover the difference between your insurance settlement and the loan balance. It includes both new and used vehicles and covers insurance deductible up to $1,000. If your GAP is used, receive $1,000 credit toward purchase of your next vehicle financed through CrossRoads.

Deductible reimbursement benefits are included. GAP is available for purchase when you apply for a vehicle loan.



Route 66 Extended Warranty

A Route 66 Extended Warranty policy can extend the manufacturer's warranty by picking up where that policy leaves off. It can supplement the manufacturer's warranty by providing services such as towing, rental reimbursement and roadside assistance when that warranty is still in effect and then also cover repair costs after the warranty expires. A Route 66 Extended Warranty policy is a vehicle service contract that protects members from the high cost of future repairs. There are several levels available depending upon the age and mileage of your vehicle


Credit Life and Disability Insurance

Payment Protection for your Loans can safeguard your family's lifestyle and your peace of mind. It's financial help you can count on when you need it most. And it's convenient, economical and easy to qualify. Insurance is available for member purchase when they sign the loan documents. It provides loan payment protection in case of death or disability.



Many flexible payment options are available for you. Automatic payments may be made through payroll deduction, direct deposit, or from your share savings or share/draft checking account. You may make payments in person, by mail, with Sybil/telephone teller, or on Perfect Teller online banking.

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© Crossroads Financial Federal Credit Union, P.O. Box 806, 1102 W. Votaw St., Portland, IN 47371, Phone: 260-726-2142, fax: 260-726-6846. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Crossroads Financial Federal Credit Union is not responsible for, the product, service, or overall website content available at a third-party site. Links to third-party sites are provided as a service only and are not an endorsement. Please view our Privacy Policy and Patriot Act Notice. Crossroads Financial FCU is federally insured by NCUA.