A wire transfer is an electronic transfer of funds from one financial institution to another. CrossRoads Financial Federal Credit Union provides domestic (within the United States) wire services.
Receiving a Wire Transfer:
Wire deposits can be made to your savings or checking account.
Timeline of Receipt
- Wire deposits are received Monday—Friday, excluding federal holidays.
- Incoming funds are posted to accounts the same day if received prior to 4:00 pm, ET.
- Funds received after the cutoff time may be posted the next business day.
What You Will Need
To receive a domestic wire transfer into your CrossRoads account, provide the following information to the sending financial institution:
Alloya Corporate Federal Credit Union
184 Shuman Blvd
Naperville, IL 60563
ABA Routing #271987635
Further Credit to:
CrossRoads Financial Federal Credit Union
1102 W. Votaw Street
Portland, IN 47371
Final Credit to:
Name as titled on the member account
Account number to which the funds should be credited
To receive an international transfer, instruct the sending financial institution to use their U.S. corresponding bank to make the transfer to your account. CrossRoads Financial Federal Credit Union is not part of the SWIFT network. CrossRoads only receives funds in U.S. dollars.
Sending a Wire Transfer:
CrossRoads members may initiate a domestic wire transfer by:
- Visiting any CrossRoads office
Please note that not all outgoing wire transfers will be processed the same day as they are received. This is dependent upon time and day of the request, and deadlines of the other financial providers involved in the process.
Prior to contacting CrossRoads about your transfer, ask the intended payee to confirm their wiring instructions. Some larger institutions use a specific ABA Routing number for wires and some smaller institutions use a corporate intermediary for wiring purposes. Those instructions should be confirmed to ensure that your funds are sent to the intended recipient without delay. Please call CrossRoads if you have additional questions.
Refer to the fee schedule for CrossRoads wire transfer receiving fee and sending fee.