CrossRoads Financial Federal Credit Union is here to put you in the driver’s seat for your next vehicle purchase. We offer great rates and flexible terms on loans for cars, trucks, and motorcycles.
We also offer refinancing of existing auto loans you may have with another lender, since there is a great chance you will find better rates or lower payments with us.
You can apply for pre-approval so you can set your budget and find a payment that works for you before you start shopping.Start an Application
Benefits of Financing with CrossRoads
- Competitive rates and flexible terms
- Make payments monthly, biweekly, or weekly
- Fast, easy loan process – apply online, call, or stop by one of our branches
- Free pre-approval - so you will know your exact budget before you start shopping
- No payment for up to 45 days
- Fixed rate financing
- Many convenient ways to make the payment
1APR=Annual Percentage Rate. All rates advertised are based upon borrowers’ qualifications and will depend on a variety of factors, including, but not limited to: the model year of the vehicle, whether the vehicle is new or used, credit history, loan amount, loan term, loan to value ratio of vehicle, etc. All loans are subject to credit approval. Additional restrictions and conditions may apply. Loans are subject to a one-time processing fee. Rates are subject to change at any time without notice.
Auto Loan Protection Products
Credit Life and Disability Insurance
Payment protection for your loans can safeguard your family's lifestyle and your peace of mind when you need it the most. This product provides loan payment protection in case of death or disability. It's convenient, economical and easy to qualify.
Guaranteed Asset Protection (GAP)
If your vehicle is totaled, you may find out that auto insurance does not always payoff your auto loan. That is where Guaranteed Asset Protection can help. GAP may cover the difference between your insurance settlement and the remaining car loan balance. If GAP is used, our members can receive $1,000 credit towards the purchase of their next vehicle financed through CrossRoads. Deductible reimbursement benefits are also included at no extra charge.
Vehicle Extended Warranty
An extended warranty policy can extend the manufacturer's warranty by picking up where that policy leaves off. It can supplement the manufacturer's warranty by providing services such as towing, rental reimbursement and roadside assistance when that warranty is still in effect and then also cover repair costs after the warranty expires. An extended warranty policy is a vehicle service contract that protects members from the high cost of future repairs. There are several levels available depending upon the age and mileage of your vehicle.