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Todays Rates
Vehicle Loans
as low as
 New (2012 - New)
3.05% APR
 Used (2009 - 2011)
3.38% APR
Other Loans
as low as
 Personal Loans
7.00% APR
Share Rates
 Money Market $10,001+
.03% APY
APR=Annual Percentage Rate
APY=Annual Percentage Yield
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VISA Credit Cards


You Can Count on CrossRoads Visa. Make your purchases with confidence. Discover the benefits of a Preferred or Classic Card. The Preferred card offers a low interest rate to members with excellent credit scores. The Classic card offers a competitive rate with a low annual fee. A share pledged Visa is perfect for members rebuilding their credit or with no credit.

Visa Credit Card Disclosure

New Visa Credit and Debit cards coming soon to you Chip Cards--the Future of Payments.

We all use our debit and credit cards for shopping, eating out, and buying groceries and gas. Soon you will do so with the added security of a chip card.

Your Credit Union Visa credit card will be coming soon. You will notice the gold colored block-- that is a secure computer chip in your card adding more security. When you receive your new credit card, you will be asked to destroy the old one, and begin using the new one.

The debit cards will be sent out to you when yours expires.

How it Works
Using your new Chip card will be a little different.
1. Insert Card
2. Leave card in terminal
3. Sign Receipt
or enter PIN
4. Remove Card
Instead of swiping, you'll insert the card into the bottom of the terminal, chip first, face up.
The card must remain in the terminal during the entire transaction.
Either sign the receipt or enter PIN to complete the transaction.
When purchase is is complete, remember to take your card with you.
Remember-- The chip card still has the magnetic stripe you are accustomed to, just in case you
need to use a traditional terminal.

Stop in to learn more, or visit or visit:

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© Crossroads Financial Federal Credit Union, P.O. Box 806, 1102 W. Votaw St., Portland, IN 47371, Phone: 260-726-2142, fax: 260-726-6846. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Crossroads Financial Federal Credit Union is not responsible for, the product, service, or overall website content available at a third-party site. Links to third-party sites are provided as a service only and are not an endorsement. Please view our Privacy Policy and Patriot Act Notice.