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VISA Credit Cards


You Can Count on CrossRoads Visa. Make your purchases with confidence. Discover the benefits of a Preferred or Classic Card. The Preferred card offers a low interest rate to members with excellent credit scores. The Classic card offers a competitive rate with a low annual fee. A share pledged Visa is perfect for members rebuilding their credit or with no credit.

Visa Credit Card Disclosure

Visa Purchase Alerts

Know where your money is going. Sign up today for an email alert when your Visa credit card is used. You will receive real-time alerts whenever purchases meet the levels you choose.

Visa Credit and Debit cards

We all use our debit and credit cards for shopping, eating out, and buying groceries and gas. “Chip” cards contain a gold colored block that is a secure computer chip, adding more security to your card. These cards provide safety because your information is encrypted. However, not all merchants have converted to the chip readers, so the chip cards still include a magnetic strip and the information contained there can be vulnerable to fraud. And, card-not-present transactions, such as internet purchases, are still vulnerable, even with a chip card.Consider signing up for Visa Purchase Alerts to stay informed about your credit card activity.

How Chip Cards Work
Using your new Chip card will be a little different.
1. Insert Card
2. Leave card in terminal
3. Sign Receipt
or enter PIN
4. Remove Card
Instead of swiping, you'll insert the card into the bottom of the terminal, chip first, face up.
The card must remain in the terminal during the entire transaction.
Either sign the receipt or enter PIN to complete the transaction.
When purchase is is complete, remember to take your card with you.
Remember-- The chip card still has the magnetic stripe you are accustomed to, just in case you
need to use a traditional terminal.

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© Crossroads Financial Federal Credit Union, P.O. Box 806, 1102 W. Votaw St., Portland, IN 47371, Phone: 260-726-2142, fax: 260-726-6846. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Crossroads Financial Federal Credit Union is not responsible for, the product, service, or overall website content available at a third-party site. Links to third-party sites are provided as a service only and are not an endorsement. Please view our Privacy Policy and Patriot Act Notice. Crossroads Financial FCU is federally insured by NCUA.