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Certificates

 

Share Certificates
CrossRoads Financial Federal Credit Union offers you an opportunity to invest with guaranteed earnings and a peace of mind. Competitive rates are offered on certificates for terms ranging from six months to five years. A minimum of $1,000 is required to open a share certificate and or IRA certificates. LiveSaver Kids Club members qualify for a $500 minimum balance.

PayDay Certificate
Think you can't save $1,000? Yes you can we make it simple. With direct deposit or payroll deduction it's painless! On payday save $20 each week for a 12 month certificate or save $10 each week for a 24 month certificate. Earn a higher rate than your regular share savings account and have the opportunity to bump your rate once during the term. In 12 or 24 months you can begin saving for another Payday Certificate.*
*Restrictions apply. Direct Deposit or Payroll Deduction only, biweekly or monthly depositors deposit more, No early withdrawals, 12 or 24 month term, not renewable.

Market Index Certificate
Enjoy the potential rewards of investing in the stock market without risking your principal. The investment is NCUA insured and your principal is guaranteed. Earnings performance is based on overall performance of the Dow Jones Industrial Average. Participation rate percentage of the index performance applied to dividend earnings. Terms are 3, 5,or 6 years with a $1,000 minimum balance.

 
 
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© Crossroads Financial Federal Credit Union, P.O. Box 806, 1102 W. Votaw St., Portland, IN 47371, Phone: 260-726-2142, fax: 260-726-6846. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Crossroads Financial Federal Credit Union is not responsible for, the product, service, or overall website content available at a third-party site. Links to third-party sites are provided as a service only and are not an endorsement. Please view our Privacy Policy and Patriot Act Notice. Crossroads Financial FCU is federally insured by NCUA.