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Mortgage Loans


Discover the advantage of an in-house mortgage! Mortgages are approved, processed, closed and serviced by our CrossRoads loan staff, people you know and trust. Ask us about refinancing your existing mortgage with another financial institution.

We offer very competitive rates and great service.

Contact our mortgage department for current rates and apply for loans in person.

Click here for SAFE Act Information

Home Equity (HELOC) Loans
No Annual Fees and Payments to Fit Your Budget!

Discover the value in your home and the convenience of quick and easy access to your money with our Home Equity Visa Card. Experience low rates, no annual fees or closing costs* with a home equity line of credit. The credit union may loan up to 90% of the equity in your home. The loan is secured by a mortgage on your home, which must be owner occupied residential real estate.

Use your HELOC for many purposes: consolidate debts or finance almost anything—vehicle, education, vacation or home improvement. A mortgage exemption may save you money on your property taxes and the interest may be tax deductible.

Apply for HELOC loans in person.

Vew and Print our Home Equity Disclosure.



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© Crossroads Financial Federal Credit Union, P.O. Box 806, 1102 W. Votaw St., Portland, IN 47371, Phone: 260-726-2142, fax: 260-726-6846. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Crossroads Financial Federal Credit Union is not responsible for, the product, service, or overall website content available at a third-party site. Links to third-party sites are provided as a service only and are not an endorsement. Please view our Privacy Policy and Patriot Act Notice. Crossroads Financial FCU is federally insured by NCUA.