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Insurance Services


Accidental Death and Dismemberment Insurance

Free basic coverage up to $5,000 provided by the credit union to account holder. Member may choose additional coverage at their expense with premiums withdrawn quarterly from your regular share/savings account.


Credit Life and Disability Insurance

Payment Protection for your Loans can safeguard your family's lifestyle and your peace of mind. It's financial help you can count on when you need it most. And it's convenient, economical and easy to qualify. Insurance is available for member purchase when they sign the loan documents. It provides loan payment protection in case of death or disability.


Credit Card Protection

As a credit union member, you can apply now for this important financial protection for your credit card. It's easy, economical and sensible - another way your credit union serves you and your family. Insurance is available for member purchase when they sign the credit card documents. It provides loan payment protection in case of death or disability.




Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection protects you when your vehicle is totaled and you discover that insurance doesn’t always cover all the costs. This offers protection against financial liability when you finance a new or used vehicle.

GAP may cover the difference between your insurance settlement and the loan balance. It includes both new and used vehicles and covers insurance deductible up to $1,000. If your GAP is used, receive $1,000 credit toward purchase of your next vehicle financed through CrossRoads.

GAP is available for purchase when you apply for a vehicle loan.

Auto Deductible Reimbursement

Pays up to $500 per loss (limit of 2 per year) when a loss is filed and paid by the auto insurance. Loss means an event the auto insurance company has approved and paid a collision or comprehensive claim which exceeds the deductible for the covered vehicle.

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© Crossroads Financial Federal Credit Union, P.O. Box 806, 1102 W. Votaw St., Portland, IN 47371, Phone: 260-726-2142, fax: 260-726-6846. All Rights Reserved. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. Crossroads Financial Federal Credit Union is not responsible for, the product, service, or overall website content available at a third-party site. Links to third-party sites are provided as a service only and are not an endorsement. Please view our Privacy Policy and Patriot Act Notice. Crossroads Financial FCU is federally insured by NCUA.